WEE
Charter #14257 · Parkersburg, WV · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.82% sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 1.94% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.48% sits at the 90th percentile of structural peers — worth a closer look.
- On Net worth ratio, the asset-size band puts this credit union at the 49th percentile but its structural peers at the 72nd — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WEE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.87M | 56th pct | 34th pct |
| Members | 1,765 | 36th pct | 34th pct |
| Net worth ratio | 13.49% | 49th pct | 72th pct |
| Return on average assets | 0.82% | 59th pct | 36th pct |
| Net interest margin | 2.82% | 12th pct | 18th pct |
| Cost of funds | 1.94% | 89th pct | 93th pct |
| Loan-to-share | 36.67% | 17th pct | 20th pct |
| Delinquency 60+ days | 2.48% | 90th pct | 90th pct |
| Net charge-off ratio | 0.01% | 38th pct | 43th pct |
| Loan growth YoY | -4.00% | 39th pct | 38th pct |
| Share growth YoY | 9.35% | 94th pct | 90th pct |
| Efficiency ratio | 74.87% | 37th pct | 54th pct |
structural peer set hash: 763a3a5f85f2f29a96d2360fe02b8857… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.