PRECISION
Charter #24816 · Keene, NH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 2.82% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.06% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Return on average assets, the asset-size band puts this credit union at the 57th percentile but its structural peers at the 34th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRECISION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.99M | 56th pct | 48th pct |
| Members | 1,743 | 35th pct | 30th pct |
| Net worth ratio | 11.89% | 35th pct | 49th pct |
| Return on average assets | 0.78% | 57th pct | 34th pct |
| Net interest margin | 3.66% | 41th pct | 46th pct |
| Cost of funds | 1.15% | 65th pct | 62th pct |
| Loan-to-share | 45.19% | 28th pct | 41th pct |
| Delinquency 60+ days | 2.82% | 92th pct | 95th pct |
| Net charge-off ratio | -0.06% | 12th pct | 11th pct |
| Loan growth YoY | -4.16% | 37th pct | 36th pct |
| Share growth YoY | 5.08% | 75th pct | 72th pct |
| Efficiency ratio | 81.04% | 52th pct | 66th pct |
structural peer set hash: 647111b0129a85005266f3c9c0a86129… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.