FLORIDA A & M UNIVERSITY
Charter #187 · Tallahassee, FL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,802 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.37% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 4.21% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.16% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.01% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FLORIDA A & M UNIVERSITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.51M | 55th pct | 39th pct |
| Members | 3,802 | 88th pct | 92th pct |
| Net worth ratio | 12.64% | 42th pct | 52th pct |
| Return on average assets | -1.37% | 5th pct | 2th pct |
| Net interest margin | 4.21% | 68th pct | 82th pct |
| Cost of funds | 0.16% | 11th pct | 21th pct |
| Loan-to-share | 43.95% | 27th pct | 38th pct |
| Delinquency 60+ days | 4.01% | 96th pct | 97th pct |
| Net charge-off ratio | 1.46% | 91th pct | 90th pct |
| Loan growth YoY | 0.60% | 75th pct | 84th pct |
| Share growth YoY | 0.56% | 31th pct | 23th pct |
| Efficiency ratio | 108.71% | 93th pct | 93th pct |
structural peer set hash: d820a486036669a72d3ddd935edcaff3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.