LONG ISLAND ALLIANCE
Charter #2782 · HAUPPAUGE, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.33% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.21% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.38% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 87th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LONG ISLAND ALLIANCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.00M | 24th pct | 16th pct |
| Members | 2,026 | 47th pct | 57th pct |
| Net worth ratio | 14.31% | 54th pct | 67th pct |
| Return on average assets | 1.33% | 80th pct | 84th pct |
| Net interest margin | 4.21% | 68th pct | 87th pct |
| Cost of funds | 0.63% | 40th pct | 41th pct |
| Loan-to-share | 18.83% | 3th pct | 21th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.38% | 3th pct | 3th pct |
| Loan growth YoY | -7.96% | 14th pct | 21th pct |
| Share growth YoY | 1.15% | 37th pct | 36th pct |
| Efficiency ratio | 71.75% | 30th pct | 31th pct |
structural peer set hash: 9de737a74ee8c30744f15a5a7c017f80… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.