BUTLER COUNTY TEACHERS
Charter #3085 · Butler, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.18% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.34% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.43% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.89% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 24.59% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BUTLER COUNTY TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $28.72M | 58th pct | 41th pct |
| Members | 1,781 | 37th pct | 36th pct |
| Net worth ratio | 13.23% | 47th pct | 57th pct |
| Return on average assets | 2.18% | 96th pct | 98th pct |
| Net interest margin | 3.19% | 22th pct | 46th pct |
| Cost of funds | 1.34% | 73th pct | 75th pct |
| Loan-to-share | 31.60% | 11th pct | 28th pct |
| Delinquency 60+ days | 2.43% | 89th pct | 87th pct |
| Net charge-off ratio | 0.89% | 83th pct | 85th pct |
| Loan growth YoY | -12.46% | 4th pct | 8th pct |
| Share growth YoY | -0.58% | 22th pct | 8th pct |
| Efficiency ratio | 24.59% | 0th pct | 0th pct |
structural peer set hash: 876f06e9cb3322fa20e57546fabbbc9c… (reproducible)
Closest structural peers
This is the free public view
Claim BUTLER COUNTY TEACHERS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.