ACADIANA MEDICAL
Charter #19249 · Lafayette, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 24.99% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.12% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.80% sits at the 89th percentile of structural peers — worth a closer look.
- On Return on average assets, the asset-size band puts this credit union at the 70th percentile but its structural peers at the 52nd — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ACADIANA MEDICAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.64M | 15th pct | 23th pct |
| Members | 1,433 | 22th pct | 28th pct |
| Net worth ratio | 24.99% | 94th pct | 95th pct |
| Return on average assets | 1.04% | 70th pct | 52th pct |
| Net interest margin | 4.43% | 75th pct | 74th pct |
| Cost of funds | 0.12% | 8th pct | 11th pct |
| Loan-to-share | 60.69% | 55th pct | 56th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.80% | 81th pct | 89th pct |
| Loan growth YoY | -6.36% | 22th pct | 30th pct |
| Share growth YoY | 0.53% | 31th pct | 28th pct |
| Efficiency ratio | 79.01% | 47th pct | 56th pct |
structural peer set hash: 73b0a23bacb3a3723a6153b1007dae38… (reproducible)
Closest structural peers
This is the free public view
Claim ACADIANA MEDICAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.