INDUSTRIAL EMPLOYEES
Charter #65242 · Centerville, IA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 21.74% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 96th percentile but its structural peers at the 46th — a 50-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INDUSTRIAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.29M | 96th pct | 46th pct |
| Members | 863 | 74th pct | 31th pct |
| Net worth ratio | 21.74% | 65th pct | 80th pct |
| Return on average assets | 1.00% | 72th pct | 59th pct |
| Net interest margin | 4.07% | 51th pct | 52th pct |
| Cost of funds | 0.72% | 57th pct | 46th pct |
| Loan-to-share | 65.36% | 58th pct | 57th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 26th pct |
| Loan growth YoY | -8.39% | 34th pct | 11th pct |
| Share growth YoY | 2.92% | 70th pct | 52th pct |
| Efficiency ratio | 79.90% | 39th pct | 54th pct |
structural peer set hash: 15f2d0cffea400ba0f9abc46bd078285… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.