SPRINGFIELD CITY EMPLOYEES
Charter #65424 · Springfield, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,142 sits at the 15th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.03% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SPRINGFIELD CITY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.76M | 12th pct | 25th pct |
| Members | 1,142 | 10th pct | 15th pct |
| Net worth ratio | 16.86% | 71th pct | 69th pct |
| Return on average assets | 0.32% | 32th pct | 34th pct |
| Net interest margin | 4.16% | 65th pct | 57th pct |
| Cost of funds | 0.58% | 37th pct | 36th pct |
| Loan-to-share | 75.51% | 78th pct | 67th pct |
| Delinquency 60+ days | 0.43% | 42th pct | 48th pct |
| Net charge-off ratio | -0.03% | 16th pct | 8th pct |
| Loan growth YoY | 8.22% | 97th pct | 98th pct |
| Share growth YoY | 4.08% | 66th pct | 54th pct |
| Efficiency ratio | 90.48% | 74th pct | 69th pct |
structural peer set hash: d77954031c9538e3cb84670c47a2dee6… (reproducible)
Closest structural peers
This is the free public view
Claim SPRINGFIELD CITY EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.