YOUR BEST CREDIT UNION
Charter #67757 · Nashville, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -1.74% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 4.70% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.71% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 76.99% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | YOUR BEST CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.31M | 25th pct | 41th pct |
| Members | 1,745 | 35th pct | 43th pct |
| Net worth ratio | 14.75% | 58th pct | 49th pct |
| Return on average assets | -1.74% | 3th pct | 8th pct |
| Net interest margin | 4.70% | 84th pct | 84th pct |
| Cost of funds | 1.55% | 79th pct | 72th pct |
| Loan-to-share | 88.32% | 93th pct | 89th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 1.71% | 93th pct | 95th pct |
| Loan growth YoY | -2.46% | 50th pct | 48th pct |
| Share growth YoY | 2.20% | 47th pct | 54th pct |
| Efficiency ratio | 76.99% | 41th pct | 21th pct |
structural peer set hash: 461a21aa26e9ca42c4bf88d904518b0f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.