FAYETTE FEDERAL EMPLOYEES
Charter #10690 · UNIONTOWN, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,261 sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of 1.93% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 56.14% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Share growth YoY, the asset-size band puts this credit union at the 73rd percentile but its structural peers at the 56th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAYETTE FEDERAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.45M | 34th pct | 44th pct |
| Members | 1,261 | 15th pct | 16th pct |
| Net worth ratio | 14.18% | 53th pct | 59th pct |
| Return on average assets | 1.93% | 94th pct | 93th pct |
| Net interest margin | 3.86% | 50th pct | 49th pct |
| Cost of funds | 0.91% | 54th pct | 61th pct |
| Loan-to-share | 53.24% | 44th pct | 49th pct |
| Delinquency 60+ days | 0.69% | 55th pct | 64th pct |
| Net charge-off ratio | -0.02% | 17th pct | 18th pct |
| Loan growth YoY | 0.56% | 75th pct | 77th pct |
| Share growth YoY | 4.79% | 73th pct | 56th pct |
| Efficiency ratio | 56.14% | 7th pct | 8th pct |
structural peer set hash: d4748a4dab56d0dea6c085143bfa16dd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.