PRR SOUTH FORK
Charter #909 · South Fork, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.41% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.21% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 1.95% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.16% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.04% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRR SOUTH FORK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $49.06M | 99th pct | 72th pct |
| Members | 2,487 | 62th pct | 41th pct |
| Net worth ratio | 20.41% | 86th pct | 92th pct |
| Return on average assets | 0.80% | 57th pct | 30th pct |
| Net interest margin | 2.21% | 3th pct | 0th pct |
| Cost of funds | 1.95% | 89th pct | 93th pct |
| Loan-to-share | 52.50% | 42th pct | 59th pct |
| Delinquency 60+ days | 0.16% | 27th pct | 23th pct |
| Net charge-off ratio | -0.04% | 14th pct | 16th pct |
| Loan growth YoY | -2.23% | 52th pct | 56th pct |
| Share growth YoY | 4.39% | 70th pct | 62th pct |
| Efficiency ratio | 67.34% | 21th pct | 28th pct |
structural peer set hash: 96da9276bd14fdacff96624323cdc149… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.