JESSOP COMMUNITY
Charter #7724 · Washington, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.19% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.11% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.49% sits at the 75th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 19th percentile but its structural peers at the 48th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JESSOP COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $34.03M | 70th pct | 54th pct |
| Members | 2,695 | 68th pct | 64th pct |
| Net worth ratio | 13.49% | 49th pct | 54th pct |
| Return on average assets | 1.10% | 72th pct | 67th pct |
| Net interest margin | 3.57% | 37th pct | 54th pct |
| Cost of funds | 0.19% | 14th pct | 23th pct |
| Loan-to-share | 38.89% | 19th pct | 48th pct |
| Delinquency 60+ days | 0.11% | 23th pct | 21th pct |
| Net charge-off ratio | 0.49% | 71th pct | 75th pct |
| Loan growth YoY | -2.21% | 52th pct | 62th pct |
| Share growth YoY | 3.91% | 65th pct | 69th pct |
| Efficiency ratio | 73.27% | 34th pct | 39th pct |
structural peer set hash: f077584ead6bcbe427a3cf94751abb31… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.