WABELLCO
Charter #10047 · Washington, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.23% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 0.05% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 85.92% sits at the 75th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 46th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WABELLCO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.45M | 11th pct | 23th pct |
| Members | 1,084 | 8th pct | 26th pct |
| Net worth ratio | 9.23% | 13th pct | 10th pct |
| Return on average assets | 0.61% | 48th pct | 49th pct |
| Net interest margin | 3.20% | 22th pct | 46th pct |
| Cost of funds | 0.05% | 4th pct | 7th pct |
| Loan-to-share | 28.95% | 8th pct | 30th pct |
| Delinquency 60+ days | 0.22% | 31th pct | 26th pct |
| Net charge-off ratio | 0.00% | 23th pct | 21th pct |
| Loan growth YoY | -13.49% | 2th pct | 10th pct |
| Share growth YoY | 5.70% | 78th pct | 87th pct |
| Efficiency ratio | 85.92% | 64th pct | 75th pct |
structural peer set hash: 21e437b1c57f910f211d443514f7387d… (reproducible)
Closest structural peers
This is the free public view
Claim WABELLCO
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.