U S P L K EMPLOYEES
Charter #4427 · LEAVENWORTH, KS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.37% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 3.27% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.15% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | U S P L K EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $35.02M | 73th pct | 61th pct |
| Members | 2,053 | 48th pct | 48th pct |
| Net worth ratio | 13.15% | 46th pct | 48th pct |
| Return on average assets | 0.57% | 46th pct | 39th pct |
| Net interest margin | 2.37% | 5th pct | 16th pct |
| Cost of funds | 3.27% | 99th pct | 98th pct |
| Loan-to-share | 26.43% | 6th pct | 20th pct |
| Delinquency 60+ days | 0.15% | 26th pct | 25th pct |
| Net charge-off ratio | 0.00% | 23th pct | 28th pct |
| Loan growth YoY | -4.18% | 37th pct | 49th pct |
| Share growth YoY | 0.57% | 31th pct | 30th pct |
| Efficiency ratio | 80.07% | 49th pct | 54th pct |
structural peer set hash: 301e2104d529b3d4ffb2ba348e364734… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.