NODA
Charter #4461 · SLIDELL, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -1.74% sits at the 0th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 5.88% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.78% sits at the 97th percentile of structural peers — worth a closer look.
- Efficiency ratio of 133.77% sits at the 98th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 17th percentile but its structural peers at the 43rd — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NODA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $34.23M | 70th pct | 62th pct |
| Members | 2,894 | 73th pct | 72th pct |
| Net worth ratio | 16.16% | 67th pct | 62th pct |
| Return on average assets | -1.74% | 4th pct | 0th pct |
| Net interest margin | 2.92% | 14th pct | 30th pct |
| Cost of funds | 0.54% | 35th pct | 43th pct |
| Loan-to-share | 36.11% | 17th pct | 43th pct |
| Delinquency 60+ days | 5.88% | 98th pct | 95th pct |
| Net charge-off ratio | 3.78% | 98th pct | 97th pct |
| Loan growth YoY | -12.58% | 3th pct | 7th pct |
| Share growth YoY | 3.82% | 64th pct | 67th pct |
| Efficiency ratio | 133.77% | 99th pct | 98th pct |
structural peer set hash: c8cd577448d628e2616636b39d22122a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.