LOCAL UNION 1186 IBEW
Charter #10882 · HONOLULU, HI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,041 sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.14% sits at the 82nd percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 9th percentile but its structural peers at the 28th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOCAL UNION 1186 IBEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.70M | 12th pct | 28th pct |
| Members | 1,041 | 6th pct | 23th pct |
| Net worth ratio | 14.92% | 59th pct | 56th pct |
| Return on average assets | 0.25% | 29th pct | 30th pct |
| Net interest margin | 2.70% | 9th pct | 28th pct |
| Cost of funds | 0.48% | 31th pct | 39th pct |
| Loan-to-share | 19.92% | 3th pct | 21th pct |
| Delinquency 60+ days | 3.14% | 93th pct | 82th pct |
| Net charge-off ratio | 0.00% | 23th pct | 26th pct |
| Loan growth YoY | -1.04% | 62th pct | 75th pct |
| Share growth YoY | -4.42% | 4th pct | 7th pct |
| Efficiency ratio | 82.53% | 56th pct | 56th pct |
structural peer set hash: aa76bc0430243931cff3f10cc040a81e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.