SUBIACO
Charter #5922 · Subiaco, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 8th percentile but its structural peers at the 33rd — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUBIACO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.05M | 54th pct | 46th pct |
| Members | 2,153 | 52th pct | 64th pct |
| Net worth ratio | 15.95% | 65th pct | 57th pct |
| Return on average assets | 0.46% | 39th pct | 30th pct |
| Net interest margin | 3.61% | 39th pct | 62th pct |
| Cost of funds | 0.46% | 29th pct | 39th pct |
| Loan-to-share | 27.74% | 8th pct | 33th pct |
| Delinquency 60+ days | 1.83% | 82th pct | 69th pct |
| Net charge-off ratio | 0.20% | 56th pct | 62th pct |
| Loan growth YoY | -13.12% | 3th pct | 5th pct |
| Share growth YoY | -0.41% | 23th pct | 36th pct |
| Efficiency ratio | 87.18% | 67th pct | 74th pct |
structural peer set hash: b853967f316944e17beec46208f63a61… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.