GREENWICH MUNICIPAL EMPLOYEES
Charter #19203 · Greenwich, CT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.62% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 54.23% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 54th percentile but its structural peers at the 72nd — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREENWICH MUNICIPAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.72M | 67th pct | 64th pct |
| Members | 2,089 | 49th pct | 46th pct |
| Net worth ratio | 13.98% | 52th pct | 61th pct |
| Return on average assets | 1.62% | 88th pct | 89th pct |
| Net interest margin | 3.93% | 54th pct | 72th pct |
| Cost of funds | 0.38% | 25th pct | 34th pct |
| Loan-to-share | 34.13% | 14th pct | 28th pct |
| Delinquency 60+ days | 0.78% | 60th pct | 52th pct |
| Net charge-off ratio | 0.00% | 23th pct | 20th pct |
| Loan growth YoY | 0.26% | 72th pct | 80th pct |
| Share growth YoY | 4.32% | 69th pct | 59th pct |
| Efficiency ratio | 54.23% | 5th pct | 3th pct |
structural peer set hash: f0fc145964cd60e15011dabf3e561127… (reproducible)
Closest structural peers
This is the free public view
Claim GREENWICH MUNICIPAL EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.