BEAUMONT COMMUNITY
Charter #67574 · Beaumont, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.12% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.46% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.86% sits at the 92nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 97.11% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BEAUMONT COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $36.05M | 75th pct | 52th pct |
| Members | 3,407 | 83th pct | 66th pct |
| Net worth ratio | 13.52% | 49th pct | 46th pct |
| Return on average assets | 0.12% | 23th pct | 11th pct |
| Net interest margin | 2.46% | 6th pct | 2th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 38.49% | 19th pct | 25th pct |
| Delinquency 60+ days | 0.20% | 30th pct | 30th pct |
| Net charge-off ratio | 0.86% | 83th pct | 92th pct |
| Loan growth YoY | -5.50% | 27th pct | 31th pct |
| Share growth YoY | 9.57% | 95th pct | 90th pct |
| Efficiency ratio | 97.11% | 86th pct | 95th pct |
structural peer set hash: 788418975f49075a0f8bb21cf9a9a4e5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.