FIRST PRIORITY
Charter #67542 · Abilene, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,292 sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of 1.30% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.09% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.69% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 62nd percentile but its structural peers at the 85th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRST PRIORITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $22.38M | 42th pct | 31th pct |
| Members | 1,292 | 16th pct | 11th pct |
| Net worth ratio | 11.71% | 33th pct | 34th pct |
| Return on average assets | 1.30% | 79th pct | 77th pct |
| Net interest margin | 3.30% | 26th pct | 28th pct |
| Cost of funds | 1.09% | 62th pct | 85th pct |
| Loan-to-share | 41.20% | 22th pct | 36th pct |
| Delinquency 60+ days | 0.55% | 48th pct | 52th pct |
| Net charge-off ratio | -0.69% | 1th pct | 0th pct |
| Loan growth YoY | 4.36% | 91th pct | 89th pct |
| Share growth YoY | 8.31% | 92th pct | 85th pct |
| Efficiency ratio | 73.13% | 33th pct | 38th pct |
structural peer set hash: 940dd9a0d2530049c9f683c89b62d9a7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.