AUSTIN
Charter #17955 · AUSTIN, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.10% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.06% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AUSTIN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.27M | 81th pct | 70th pct |
| Members | 2,498 | 63th pct | 62th pct |
| Net worth ratio | 9.10% | 11th pct | 11th pct |
| Return on average assets | 0.63% | 49th pct | 44th pct |
| Net interest margin | 3.88% | 51th pct | 52th pct |
| Cost of funds | 0.06% | 4th pct | 8th pct |
| Loan-to-share | 49.17% | 36th pct | 46th pct |
| Delinquency 60+ days | 0.69% | 55th pct | 64th pct |
| Net charge-off ratio | 0.17% | 54th pct | 52th pct |
| Loan growth YoY | -8.42% | 12th pct | 10th pct |
| Share growth YoY | 2.53% | 50th pct | 41th pct |
| Efficiency ratio | 82.26% | 55th pct | 54th pct |
structural peer set hash: a4c36318142c3424beb33563b961cb57… (reproducible)
Closest structural peers
This is the free public view
Claim AUSTIN
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.