WESTCHESTER SCHOOLS'
Charter #9532 · Rye Brook, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,751 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.57% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.04% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESTCHESTER SCHOOLS' | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.53M | 84th pct | 77th pct |
| Members | 2,751 | 69th pct | 75th pct |
| Net worth ratio | 10.99% | 26th pct | 28th pct |
| Return on average assets | 0.55% | 44th pct | 38th pct |
| Net interest margin | 2.57% | 7th pct | 10th pct |
| Cost of funds | 0.86% | 51th pct | 62th pct |
| Loan-to-share | 38.96% | 20th pct | 34th pct |
| Delinquency 60+ days | 0.04% | 14th pct | 16th pct |
| Net charge-off ratio | 0.06% | 43th pct | 51th pct |
| Loan growth YoY | -0.41% | 67th pct | 77th pct |
| Share growth YoY | 5.06% | 75th pct | 66th pct |
| Efficiency ratio | 80.03% | 49th pct | 54th pct |
structural peer set hash: 85860712744cd54dedae50f768f246be… (reproducible)
Closest structural peers
This is the free public view
Claim WESTCHESTER SCHOOLS'
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.