P.I.E.
Charter #66582 · Houston, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,140 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 24.41% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.68% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.07% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.41% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | P.I.E. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.39M | 7th pct | 21th pct |
| Members | 1,140 | 10th pct | 15th pct |
| Net worth ratio | 24.41% | 94th pct | 92th pct |
| Return on average assets | 1.68% | 89th pct | 89th pct |
| Net interest margin | 5.07% | 92th pct | 89th pct |
| Cost of funds | 0.53% | 34th pct | 41th pct |
| Loan-to-share | 72.07% | 73th pct | 72th pct |
| Delinquency 60+ days | 0.71% | 56th pct | 52th pct |
| Net charge-off ratio | 0.13% | 50th pct | 48th pct |
| Loan growth YoY | -7.52% | 15th pct | 15th pct |
| Share growth YoY | 1.96% | 44th pct | 44th pct |
| Efficiency ratio | 67.41% | 22th pct | 13th pct |
structural peer set hash: ccd9de89dd1b60fdeba2750975cd0795… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.