ILA 1351
Charter #17253 · La Porte, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,054 sits at the 7th percentile of structural peers — worth a closer look.
- Net worth ratio of 16.55% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ILA 1351 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.45M | 29th pct | 20th pct |
| Members | 1,054 | 7th pct | 7th pct |
| Net worth ratio | 16.55% | 69th pct | 75th pct |
| Return on average assets | 1.12% | 73th pct | 74th pct |
| Net interest margin | 4.59% | 81th pct | 72th pct |
| Cost of funds | 0.59% | 38th pct | 51th pct |
| Loan-to-share | 60.34% | 54th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 18th pct |
| Loan growth YoY | -0.99% | 62th pct | 59th pct |
| Share growth YoY | 6.26% | 82th pct | 90th pct |
| Efficiency ratio | 77.97% | 44th pct | 41th pct |
structural peer set hash: 0250ddbe33998571dbbb5c27bc91e610… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.