ALLEG-KISKI POSTAL
Charter #8825 · NEW KENSINGTON, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.69% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.60% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.84% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.09% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 68.35% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEG-KISKI POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.61M | 35th pct | 21th pct |
| Members | 2,450 | 62th pct | 59th pct |
| Net worth ratio | 18.69% | 81th pct | 79th pct |
| Return on average assets | 1.60% | 88th pct | 85th pct |
| Net interest margin | 4.84% | 88th pct | 92th pct |
| Cost of funds | 0.50% | 33th pct | 48th pct |
| Loan-to-share | 49.93% | 37th pct | 56th pct |
| Delinquency 60+ days | 2.09% | 86th pct | 90th pct |
| Net charge-off ratio | 0.24% | 58th pct | 57th pct |
| Loan growth YoY | -10.08% | 7th pct | 8th pct |
| Share growth YoY | 2.60% | 51th pct | 49th pct |
| Efficiency ratio | 68.35% | 23th pct | 21th pct |
structural peer set hash: 76b1c63795b010fed8604913e678fefb… (reproducible)
Closest structural peers
This is the free public view
Claim ALLEG-KISKI POSTAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.