CINCINNATI INTERAGENCY
Charter #7088 · Cincinnati, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.82% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.90% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.50% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CINCINNATI INTERAGENCY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $31.04M | 63th pct | 51th pct |
| Members | 2,015 | 46th pct | 39th pct |
| Net worth ratio | 17.58% | 74th pct | 64th pct |
| Return on average assets | 1.82% | 92th pct | 92th pct |
| Net interest margin | 4.90% | 89th pct | 93th pct |
| Cost of funds | 0.03% | 2th pct | 0th pct |
| Loan-to-share | 50.29% | 38th pct | 52th pct |
| Delinquency 60+ days | 0.82% | 62th pct | 74th pct |
| Net charge-off ratio | -0.02% | 19th pct | 18th pct |
| Loan growth YoY | -6.14% | 23th pct | 25th pct |
| Share growth YoY | -2.95% | 8th pct | 5th pct |
| Efficiency ratio | 67.50% | 22th pct | 20th pct |
structural peer set hash: 0543cc7e566580779397ab2bbc0865cc… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.