B&V
Charter #63598 · OVERLAND PARK, KS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,438 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 18.57% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.93% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.37% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.27% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | B&V | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $43.03M | 88th pct | 70th pct |
| Members | 4,438 | 94th pct | 84th pct |
| Net worth ratio | 18.57% | 80th pct | 82th pct |
| Return on average assets | 1.93% | 94th pct | 95th pct |
| Net interest margin | 2.37% | 5th pct | 2th pct |
| Cost of funds | 1.27% | 69th pct | 84th pct |
| Loan-to-share | 38.29% | 19th pct | 23th pct |
| Delinquency 60+ days | 1.09% | 71th pct | 74th pct |
| Net charge-off ratio | 0.12% | 49th pct | 39th pct |
| Loan growth YoY | -12.30% | 4th pct | 2th pct |
| Share growth YoY | 2.33% | 48th pct | 41th pct |
| Efficiency ratio | 76.63% | 41th pct | 59th pct |
structural peer set hash: 7d6acf8de2bbe8db23ba612dc583eb30… (reproducible)
Closest structural peers
This is the free public view
Claim B&V
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.