CHILDREN'S MEDICAL CENTER
Charter #20186 · Cincinnati, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,908 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 20.01% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.56% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.74% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 1.61% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHILDREN'S MEDICAL CENTER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $46.72M | 96th pct | 66th pct |
| Members | 5,908 | 98th pct | 84th pct |
| Net worth ratio | 20.01% | 85th pct | 82th pct |
| Return on average assets | 1.56% | 87th pct | 77th pct |
| Net interest margin | 2.74% | 10th pct | 7th pct |
| Cost of funds | 1.61% | 81th pct | 93th pct |
| Loan-to-share | 42.36% | 24th pct | 31th pct |
| Delinquency 60+ days | 0.69% | 55th pct | 57th pct |
| Net charge-off ratio | 0.16% | 53th pct | 48th pct |
| Loan growth YoY | -4.25% | 36th pct | 33th pct |
| Share growth YoY | 3.84% | 65th pct | 64th pct |
| Efficiency ratio | 49.02% | 3th pct | 2th pct |
structural peer set hash: 7e409ed458a6bb6c8ceab3e37f94d347… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.