TITAN
Charter #1882 · Pleasant Gap, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.18% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.55% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.83% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 1.73% sits at the 84th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.07% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TITAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $68.86M | 44th pct | 43th pct |
| Members | 4,510 | 39th pct | 44th pct |
| Net worth ratio | 15.18% | 71th pct | 82th pct |
| Return on average assets | 1.55% | 86th pct | 87th pct |
| Net interest margin | 2.83% | 12th pct | 7th pct |
| Cost of funds | 1.73% | 87th pct | 84th pct |
| Loan-to-share | 54.49% | 39th pct | 48th pct |
| Delinquency 60+ days | 0.07% | 9th pct | 10th pct |
| Net charge-off ratio | -0.02% | 10th pct | 13th pct |
| Loan growth YoY | -5.72% | 14th pct | 10th pct |
| Share growth YoY | 4.34% | 68th pct | 69th pct |
| Efficiency ratio | 47.54% | 3th pct | 3th pct |
structural peer set hash: 9010dbde709c8177d81fe412c46290f6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.