SUMMIT
Charter #7182 · Akron, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- This credit union tracks close to its structural peers across the headline metrics for the current cycle.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUMMIT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $59.71M | 25th pct | 36th pct |
| Members | 4,628 | 42th pct | 52th pct |
| Net worth ratio | 15.16% | 71th pct | 74th pct |
| Return on average assets | 0.84% | 58th pct | 48th pct |
| Net interest margin | 3.58% | 43th pct | 43th pct |
| Cost of funds | 0.79% | 40th pct | 34th pct |
| Loan-to-share | 61.98% | 52th pct | 51th pct |
| Delinquency 60+ days | 0.41% | 38th pct | 34th pct |
| Net charge-off ratio | 0.05% | 25th pct | 33th pct |
| Loan growth YoY | -2.61% | 38th pct | 28th pct |
| Share growth YoY | 1.61% | 36th pct | 34th pct |
| Efficiency ratio | 80.50% | 53th pct | 62th pct |
structural peer set hash: 18658702ed7752b889d6546cef390156… (reproducible)
Closest structural peers
This is the free public view
Claim SUMMIT
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.