GROVE CITY AREA
Charter #6722 · GROVE CITY, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.17% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.77% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.36% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 56.95% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GROVE CITY AREA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $148.69M | 30th pct | 39th pct |
| Members | 9,618 | 30th pct | 30th pct |
| Net worth ratio | 15.17% | 86th pct | 82th pct |
| Return on average assets | 1.77% | 94th pct | 90th pct |
| Net interest margin | 3.42% | 36th pct | 38th pct |
| Cost of funds | 1.15% | 47th pct | 57th pct |
| Loan-to-share | 55.35% | 19th pct | 30th pct |
| Delinquency 60+ days | 1.36% | 87th pct | 87th pct |
| Net charge-off ratio | 0.50% | 65th pct | 66th pct |
| Loan growth YoY | -2.90% | 17th pct | 20th pct |
| Share growth YoY | 6.37% | 83th pct | 80th pct |
| Efficiency ratio | 56.95% | 5th pct | 8th pct |
structural peer set hash: 72a070c952649e46a47b52d8126b152b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.