FOND DU LAC
Charter #67176 · Fond du Lac, WI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.36% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.26% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.56% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.24% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 74.71% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FOND DU LAC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $84.49M | 75th pct | 59th pct |
| Members | 5,834 | 62th pct | 66th pct |
| Net worth ratio | 13.33% | 55th pct | 61th pct |
| Return on average assets | 1.36% | 81th pct | 80th pct |
| Net interest margin | 4.26% | 80th pct | 79th pct |
| Cost of funds | 0.56% | 27th pct | 25th pct |
| Loan-to-share | 60.15% | 48th pct | 46th pct |
| Delinquency 60+ days | 0.24% | 24th pct | 23th pct |
| Net charge-off ratio | 0.23% | 48th pct | 61th pct |
| Loan growth YoY | 1.41% | 74th pct | 74th pct |
| Share growth YoY | 3.38% | 58th pct | 52th pct |
| Efficiency ratio | 74.71% | 35th pct | 25th pct |
structural peer set hash: ba05e70bf4e7d0d9488dbb3c0cb1bb20… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.