DES MOINES METRO

Charter #64380 · Des Moines, IA · $50M-$100M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 7,007 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
  • Return on average assets of 1.20% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
  • Efficiency ratio of 67.41% ranks in the 11th percentile among structurally similar credit unions — a relative strength.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricDES MOINES METROAsset-tier percentileStructural percentile
Total assets$75.03M57th pct44th pct
Members7,00780th pct82th pct
Net worth ratio12.76%49th pct56th pct
Return on average assets1.20%75th pct80th pct
Net interest margin3.72%52th pct41th pct
Cost of funds1.19%66th pct69th pct
Loan-to-share60.65%50th pct49th pct
Delinquency 60+ days0.71%55th pct57th pct
Net charge-off ratio0.39%63th pct72th pct
Loan growth YoY2.01%79th pct79th pct
Share growth YoY-1.03%10th pct3th pct
Efficiency ratio67.41%22th pct11th pct

structural peer set hash: 3cce11c7af678f944e99eb075b53183b… (reproducible)

Closest structural peers

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.