EASTMILL
Charter #9518 · EAST MILLINOCKE, ME · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.67% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.21% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.09% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.33% sits at the 75th percentile of structural peers — worth a closer look.
- Efficiency ratio of 89.98% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EASTMILL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $78.62M | 65th pct | 57th pct |
| Members | 4,070 | 30th pct | 33th pct |
| Net worth ratio | 18.67% | 86th pct | 89th pct |
| Return on average assets | 0.21% | 22th pct | 10th pct |
| Net interest margin | 3.66% | 49th pct | 62th pct |
| Cost of funds | 1.28% | 69th pct | 70th pct |
| Loan-to-share | 48.17% | 27th pct | 43th pct |
| Delinquency 60+ days | 0.09% | 11th pct | 18th pct |
| Net charge-off ratio | 0.33% | 59th pct | 75th pct |
| Loan growth YoY | 9.18% | 98th pct | 98th pct |
| Share growth YoY | 2.78% | 49th pct | 46th pct |
| Efficiency ratio | 89.98% | 80th pct | 84th pct |
structural peer set hash: d9bb817df055a518c25b3d65994d9f33… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.