UNITED NORTHWEST
Charter #6214 · NORTON, KS · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,394 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 15.29% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.78% sits at the 8th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNITED NORTHWEST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $55.66M | 14th pct | 21th pct |
| Members | 2,394 | 4th pct | 5th pct |
| Net worth ratio | 15.29% | 72th pct | 79th pct |
| Return on average assets | 0.44% | 35th pct | 30th pct |
| Net interest margin | 2.78% | 10th pct | 8th pct |
| Cost of funds | 1.16% | 64th pct | 74th pct |
| Loan-to-share | 45.91% | 23th pct | 36th pct |
| Delinquency 60+ days | 0.35% | 33th pct | 41th pct |
| Net charge-off ratio | 0.23% | 48th pct | 59th pct |
| Loan growth YoY | 0.02% | 65th pct | 64th pct |
| Share growth YoY | -0.74% | 11th pct | 8th pct |
| Efficiency ratio | 87.03% | 71th pct | 70th pct |
structural peer set hash: f9a476ff74df146f65280ceb81c6bee1… (reproducible)
Closest structural peers
This is the free public view
Claim UNITED NORTHWEST
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.