HOPEWELL CHEMICAL
Charter #16605 · Hopewell, VA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,243 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 10.56% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 1.37% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.15% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 68.15% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOPEWELL CHEMICAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.90M | 13th pct | 34th pct |
| Members | 3,243 | 13th pct | 23th pct |
| Net worth ratio | 10.56% | 26th pct | 25th pct |
| Return on average assets | 1.37% | 81th pct | 89th pct |
| Net interest margin | 3.58% | 43th pct | 33th pct |
| Cost of funds | 0.68% | 34th pct | 59th pct |
| Loan-to-share | 46.60% | 24th pct | 54th pct |
| Delinquency 60+ days | 0.31% | 30th pct | 28th pct |
| Net charge-off ratio | -0.15% | 3th pct | 2th pct |
| Loan growth YoY | -1.80% | 48th pct | 59th pct |
| Share growth YoY | 4.78% | 72th pct | 72th pct |
| Efficiency ratio | 68.15% | 23th pct | 13th pct |
structural peer set hash: 84137bb5a84470813832904551d40a1c… (reproducible)
Closest structural peers
This is the free public view
Claim HOPEWELL CHEMICAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.