NEWPORT NEWS MUN. EMP CREDIT UNION
Charter #66970 · Newport News, VA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.89% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 1.47% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.32% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.77% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEWPORT NEWS MUN. EMP CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $55.19M | 14th pct | 36th pct |
| Members | 3,902 | 26th pct | 31th pct |
| Net worth ratio | 9.89% | 19th pct | 20th pct |
| Return on average assets | 1.47% | 84th pct | 97th pct |
| Net interest margin | 4.32% | 83th pct | 90th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 48.38% | 27th pct | 52th pct |
| Delinquency 60+ days | 1.77% | 91th pct | 82th pct |
| Net charge-off ratio | 1.23% | 92th pct | 87th pct |
| Loan growth YoY | -5.18% | 17th pct | 30th pct |
| Share growth YoY | -1.39% | 9th pct | 11th pct |
| Efficiency ratio | 64.19% | 16th pct | 2th pct |
structural peer set hash: 24f2478797760de0a253cd158dc3da7e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.