CITY PUBLIC SERVICE/IBEW
Charter #3710 · San Antonio, TX · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.56% sits at the 92nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.49% sits at the 84th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 15th percentile but its structural peers at the 41st — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CITY PUBLIC SERVICE/IBEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $55.81M | 15th pct | 41th pct |
| Members | 3,926 | 26th pct | 34th pct |
| Net worth ratio | 14.74% | 68th pct | 62th pct |
| Return on average assets | 0.87% | 60th pct | 61th pct |
| Net interest margin | 3.89% | 60th pct | 62th pct |
| Cost of funds | 1.56% | 83th pct | 92th pct |
| Loan-to-share | 42.81% | 17th pct | 34th pct |
| Delinquency 60+ days | 1.49% | 86th pct | 84th pct |
| Net charge-off ratio | 0.43% | 66th pct | 51th pct |
| Loan growth YoY | -1.19% | 53th pct | 62th pct |
| Share growth YoY | 2.84% | 50th pct | 39th pct |
| Efficiency ratio | 77.56% | 44th pct | 43th pct |
structural peer set hash: 8bf5d85df506fe2189d67fd3deaf33fa… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.