STATE HIGHWAY PATROL
Charter #13432 · COLUMBUS, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.19% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.97% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 1.94% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.07% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.18% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STATE HIGHWAY PATROL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $92.04M | 87th pct | 67th pct |
| Members | 6,597 | 74th pct | 61th pct |
| Net worth ratio | 13.25% | 55th pct | 64th pct |
| Return on average assets | 1.19% | 74th pct | 82th pct |
| Net interest margin | 2.97% | 15th pct | 7th pct |
| Cost of funds | 1.94% | 92th pct | 97th pct |
| Loan-to-share | 52.85% | 35th pct | 56th pct |
| Delinquency 60+ days | 0.07% | 9th pct | 2th pct |
| Net charge-off ratio | 0.18% | 42th pct | 25th pct |
| Loan growth YoY | 1.58% | 75th pct | 75th pct |
| Share growth YoY | 2.81% | 49th pct | 38th pct |
| Efficiency ratio | 68.41% | 23th pct | 15th pct |
structural peer set hash: f0b721f1b724f51c28950345910e6bf8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.