ST. JOSEPHS CANTON PARISH
Charter #4884 · Canton, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.34% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.21% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 33rd percentile but its structural peers at the 51st — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ST. JOSEPHS CANTON PARISH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $63.59M | 33th pct | 51th pct |
| Members | 5,801 | 62th pct | 61th pct |
| Net worth ratio | 11.21% | 33th pct | 39th pct |
| Return on average assets | 0.88% | 61th pct | 57th pct |
| Net interest margin | 3.63% | 47th pct | 51th pct |
| Cost of funds | 0.34% | 15th pct | 23th pct |
| Loan-to-share | 39.72% | 13th pct | 26th pct |
| Delinquency 60+ days | 0.21% | 20th pct | 13th pct |
| Net charge-off ratio | 0.39% | 63th pct | 61th pct |
| Loan growth YoY | -4.61% | 21th pct | 30th pct |
| Share growth YoY | 1.53% | 35th pct | 36th pct |
| Efficiency ratio | 79.42% | 49th pct | 49th pct |
structural peer set hash: 94fb174e9e86f9f086bea7565eeba26c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.