RESOURCE
Charter #24575 · Jackson, TN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.93% sits at the 13th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 56th — a 40-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RESOURCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $55.87M | 16th pct | 56th pct |
| Members | 3,970 | 27th pct | 56th pct |
| Net worth ratio | 9.93% | 20th pct | 13th pct |
| Return on average assets | 0.55% | 41th pct | 28th pct |
| Net interest margin | 3.25% | 26th pct | 33th pct |
| Cost of funds | 0.48% | 22th pct | 36th pct |
| Loan-to-share | 24.84% | 2th pct | 7th pct |
| Delinquency 60+ days | 0.55% | 45th pct | 48th pct |
| Net charge-off ratio | 0.19% | 45th pct | 54th pct |
| Loan growth YoY | 5.04% | 92th pct | 93th pct |
| Share growth YoY | 1.87% | 39th pct | 35th pct |
| Efficiency ratio | 85.85% | 68th pct | 70th pct |
structural peer set hash: 10ca3cd4b95cd13c31785590910ac7b5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.