MEMORIAL EMPLOYEES FINANCIAL
Charter #68738 · HOLLYWOOD, FL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.30% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 3.23% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 0.05% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.23% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.10% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEMORIAL EMPLOYEES FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $92.78M | 88th pct | 72th pct |
| Members | 8,840 | 91th pct | 67th pct |
| Net worth ratio | 10.95% | 30th pct | 41th pct |
| Return on average assets | 0.30% | 27th pct | 23th pct |
| Net interest margin | 3.23% | 25th pct | 21th pct |
| Cost of funds | 0.05% | 4th pct | 5th pct |
| Loan-to-share | 50.94% | 31th pct | 36th pct |
| Delinquency 60+ days | 0.23% | 23th pct | 16th pct |
| Net charge-off ratio | 0.10% | 33th pct | 18th pct |
| Loan growth YoY | -5.70% | 14th pct | 18th pct |
| Share growth YoY | 0.80% | 25th pct | 18th pct |
| Efficiency ratio | 91.17% | 83th pct | 82th pct |
structural peer set hash: 3f17a80c047bcc8b4673aefbcac621a3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.