PROMEDICA
Charter #21226 · Toledo, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 10.03% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.08% sits at the 21st percentile of structural peers — worth a closer look.
- Efficiency ratio of 92.93% sits at the 75th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 35th percentile but its structural peers at the 57th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PROMEDICA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $61.48M | 28th pct | 44th pct |
| Members | 6,557 | 74th pct | 57th pct |
| Net worth ratio | 10.03% | 21th pct | 23th pct |
| Return on average assets | 0.08% | 17th pct | 21th pct |
| Net interest margin | 4.18% | 76th pct | 66th pct |
| Cost of funds | 0.70% | 35th pct | 57th pct |
| Loan-to-share | 56.72% | 43th pct | 66th pct |
| Delinquency 60+ days | 0.80% | 62th pct | 62th pct |
| Net charge-off ratio | 0.60% | 77th pct | 62th pct |
| Loan growth YoY | -2.56% | 39th pct | 48th pct |
| Share growth YoY | 3.79% | 62th pct | 61th pct |
| Efficiency ratio | 92.93% | 87th pct | 75th pct |
structural peer set hash: c9f2b426e9e0003ba2e75cc91c74d2d2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.