ARLINGTON MUNICIPAL
Charter #9805 · ARLINGTON, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 29.23% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.65% sits at the 23rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.05% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 98th percentile but its structural peers at the 31st — a 67-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ARLINGTON MUNICIPAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.67M | 98th pct | 31th pct |
| Members | 907 | 78th pct | 31th pct |
| Net worth ratio | 29.23% | 84th pct | 85th pct |
| Return on average assets | 0.63% | 58th pct | 43th pct |
| Net interest margin | 3.65% | 37th pct | 23th pct |
| Cost of funds | 0.96% | 64th pct | 43th pct |
| Loan-to-share | 103.71% | 95th pct | 85th pct |
| Delinquency 60+ days | 1.38% | 60th pct | 74th pct |
| Net charge-off ratio | -0.05% | 16th pct | 18th pct |
| Loan growth YoY | -9.43% | 31th pct | 5th pct |
| Share growth YoY | 3.40% | 73th pct | 54th pct |
| Efficiency ratio | 76.60% | 34th pct | 39th pct |
structural peer set hash: a65020ce97199c6fa791d6a8194d3c67… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.