NEWARK POLICE
Charter #4611 · NEWARK, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 33.56% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.12% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 8.62% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.10% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 5.43% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEWARK POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.20M | 61th pct | 20th pct |
| Members | 1,164 | 88th pct | 44th pct |
| Net worth ratio | 33.56% | 89th pct | 79th pct |
| Return on average assets | -0.12% | 30th pct | 18th pct |
| Net interest margin | 8.62% | 99th pct | 97th pct |
| Cost of funds | 0.10% | 20th pct | 8th pct |
| Loan-to-share | 96.47% | 92th pct | 69th pct |
| Delinquency 60+ days | 5.43% | 87th pct | 92th pct |
| Net charge-off ratio | 0.91% | 86th pct | 84th pct |
| Loan growth YoY | -2.83% | 62th pct | 34th pct |
| Share growth YoY | 2.64% | 69th pct | 59th pct |
| Efficiency ratio | 101.34% | 74th pct | 84th pct |
structural peer set hash: ff996b132a57ce9b04d0b24bed7d05a3… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.