DERTOWN SCHOOL
Charter #10141 · Latrobe, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 706 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 29.75% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.07% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.65% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DERTOWN SCHOOL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.43M | 11th pct | 46th pct |
| Members | 706 | 1th pct | 15th pct |
| Net worth ratio | 29.75% | 98th pct | 80th pct |
| Return on average assets | 0.33% | 32th pct | 30th pct |
| Net interest margin | 2.07% | 3th pct | 0th pct |
| Cost of funds | 2.65% | 97th pct | 90th pct |
| Loan-to-share | 93.92% | 96th pct | 67th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 33th pct |
| Loan growth YoY | -5.45% | 27th pct | 25th pct |
| Share growth YoY | 0.70% | 32th pct | 39th pct |
| Efficiency ratio | 84.06% | 60th pct | 67th pct |
structural peer set hash: db6a09381203900eaf8782bea4bf9c28… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.