GREENSBORO
Charter #63445 · GREENSBORO, NC · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 33.62% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.12% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.14% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.55% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREENSBORO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $15.96M | 23th pct | 62th pct |
| Members | 1,420 | 22th pct | 54th pct |
| Net worth ratio | 33.62% | 99th pct | 80th pct |
| Return on average assets | 0.12% | 23th pct | 23th pct |
| Net interest margin | 4.02% | 58th pct | 34th pct |
| Cost of funds | 0.14% | 10th pct | 3th pct |
| Loan-to-share | 83.61% | 87th pct | 57th pct |
| Delinquency 60+ days | 3.55% | 94th pct | 80th pct |
| Net charge-off ratio | 0.00% | 23th pct | 23th pct |
| Loan growth YoY | -0.86% | 63th pct | 64th pct |
| Share growth YoY | -5.67% | 2th pct | 3th pct |
| Efficiency ratio | 97.12% | 86th pct | 77th pct |
structural peer set hash: 19217b9e30d71acce5a5db2f65803f3d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.