MCALESTER AAP
Charter #5531 · MCALESTER, OK · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 37.80% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.95% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.30% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.01% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.78% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MCALESTER AAP | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.46M | 11th pct | 69th pct |
| Members | 1,337 | 19th pct | 59th pct |
| Net worth ratio | 37.80% | 100th pct | 80th pct |
| Return on average assets | 1.95% | 94th pct | 80th pct |
| Net interest margin | 4.64% | 83th pct | 62th pct |
| Cost of funds | 0.64% | 41th pct | 48th pct |
| Loan-to-share | 76.19% | 79th pct | 61th pct |
| Delinquency 60+ days | 4.30% | 97th pct | 90th pct |
| Net charge-off ratio | -0.01% | 20th pct | 16th pct |
| Loan growth YoY | -8.34% | 12th pct | 20th pct |
| Share growth YoY | -1.13% | 18th pct | 30th pct |
| Efficiency ratio | 58.78% | 10th pct | 18th pct |
structural peer set hash: a3ee9b9e97bc6e050da5e835c9f0d34e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.