HOBART IND SCHOOL EMPLOYEES
Charter #8255 · HOBART, IN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 405 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 10.55% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 1.44% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.15% sits at the 80th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 36th percentile but its structural peers at the 15th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOBART IND SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.34M | 34th pct | 13th pct |
| Members | 405 | 36th pct | 15th pct |
| Net worth ratio | 10.55% | 16th pct | 25th pct |
| Return on average assets | 0.14% | 38th pct | 30th pct |
| Net interest margin | 1.44% | 3th pct | 0th pct |
| Cost of funds | 2.15% | 90th pct | 80th pct |
| Loan-to-share | 69.07% | 63th pct | 49th pct |
| Delinquency 60+ days | 1.06% | 54th pct | 62th pct |
| Net charge-off ratio | 0.00% | 22th pct | 33th pct |
| Loan growth YoY | 4.56% | 87th pct | 92th pct |
| Share growth YoY | 7.60% | 89th pct | 92th pct |
| Efficiency ratio | 89.99% | 56th pct | 61th pct |
structural peer set hash: 09feef8da7ee4ee13394b7e055fb9fde… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.