PUBLIC SERVICE EDWARDSPT PL E
Charter #12619 · Linton, IN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 268 sits at the 8th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 67th percentile but its structural peers at the 48th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PUBLIC SERVICE EDWARDSPT PL E | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.68M | 26th pct | 21th pct |
| Members | 268 | 22th pct | 8th pct |
| Net worth ratio | 14.33% | 34th pct | 51th pct |
| Return on average assets | 1.16% | 76th pct | 74th pct |
| Net interest margin | 4.88% | 75th pct | 74th pct |
| Cost of funds | 0.29% | 39th pct | 33th pct |
| Loan-to-share | 72.62% | 67th pct | 48th pct |
| Delinquency 60+ days | 0.24% | 34th pct | 33th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | 5.63% | 89th pct | 93th pct |
| Share growth YoY | 2.10% | 66th pct | 61th pct |
| Efficiency ratio | 76.17% | 33th pct | 36th pct |
structural peer set hash: 93904bb627bf3d5b53a2bb04b6bdf4fd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.